Steve's Home Inventory
Marshfield, WI 54449
ph: (715)613-6769
alt: (715)207-0236
info
Documentation of ownership and value:
Your insurance company will try to be helpful and cooperative, but they won’t hand you a blank check. It’s up to you to document your losses. Just think how difficult it would be to recall from memory everything you own. An inventory which details, video and digital pictures will provide the required documentation to prove ownership and value of your possessions.
Evaluate coverage:
Taking inventory will also help you to evaluate whether or not you have enough personal property coverage. For example, do you know what your sub-limits are for jewelry or art within your policy? Your inventory also helps you to identify property that should be “scheduled” on your policy. It gives you a valuable tool for discussing your insurance needs with your agent, and helps you to make informed decisions about your insurance coverage.
Settle claims accurately and quickly:
Insurance companies recommend that you have an inventory. Each year, people lose thousands of dollars worth of belongings through fire, theft or other disasters. Fortunately, many of those losses are insured, but when it comes time to fill out claim forms many things are overlooked if there is no inventory. Having an up-to-date home inventory will help you get your insurance claim settled faster and will give you the documentation you need to verify losses for your income tax return.
Maximize your insurance dollars:
The cost of the inventory is truly minimal relative to the greater amount you will recover with good records in the event of a loss. You pay your insurance premiums each year. Let us help you create the records you need to maximize your insurance dollars in the event you need to make a claim.
Estate Planning and Settlement
Estate Documentation:
Create a permanent record of your heirlooms and other valuable property. This legacy will be a comfort to your family and heirs.
The inventory process allows you to establish the value of your personal property. This can be an important estate planning tool.
Renters, Landlords and Vacation Home Owners
Landlords and Renters both benefit:
Perhaps you own rental property or a vacation home rental, or you rent a home or apartment. Landlords and renters both benefit from documenting the condition and contents of rental property. Vacation rental property should also be documented and updated annually.
Renters should also document their personal property for insurance purposes.
If you need to file a claim for loss or damage:
A detailed inventory will be a valuable asset if you need to file a claim with your moving company for loss or damage.
An inventory of what you are moving with condition documented allows you to determine if you need to purchase additional insurance before the move. Are your "high value items" adequately covered?
Small Businesses and Workshops
Protect your business assets:
An inventory of your office equipment, workshop tools and machinery, and other business tangible assets documents your investment for insurance, lenders, and suppliers. Do you own a auto dealership? Ask me about my dealership service.
Special Collections
Document entire collections:
Whether you collect stamps, coins, dolls, antiques, firearms, sports cards or other specialty items, an inventory will help you assess and document the value of your collection.
Steve's Home Inventory
Marshfield, WI 54449
ph: (715)613-6769
alt: (715)207-0236
info